The board has decided to apply the minimum interest rate of 1.00% set by the Swiss Federal Council to the retirement capital for 2019. In view of continuing uncertain developments in the financial markets and the current cover ratio situation, the board has decided that no interest will be applied to the retirement capital of members leaving the fund during 2020. The board will make a final decision on the definitive annual interest to be applied to the retirement capital for 2020 in December.